20% armor penetration would mean that, for the equations deciding how much damage you do, their armor level is treated as 20% lower (i.e., if they had armor 100, then Judge's Insight would make you hit as if they only had armor 80 (note: numbers used were for simplicity in giving an example, not based on actual in-game numbers)).
edit: and Judge's Insight freakin' rocks when fighting undead. I use it on my war/mnk with 6 or 7 in smiting whenever I know I'm gonna be fighting undead. Armor Penetration of 20% + double damage (holy vs undead) = massive damage output. (and as a warrior right in the thick of battle, Symbol of Wrath is a must against undead >=3)
Last edited by Katrina Wolfsbane; Jun 09, 2005 at 05:40 AM // 05:40..
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